Request A Consultation

Phone: (888) 895-7924

Our Team


Douglas Foreman, CLU, ChFC - CEO
Email: Office: (407) 862-5900 Fax: (407) 869-7560

Doug has a BSBA in Insurance and Finance from the University of Florida and is a licensed life and health agent. He has qualified for the Million Dollar Round Table since 1990. Born in Orlando, Doug has been married since 1992 , he has two sons and a daughter. Doug is a past President of the Central Florida Society of Financial Service Professionals and currently serves on the Board for the Manufacturers Association of Central Florida and Habitat for Humanity of Greater Orlando.



Stephen Foreman, CLU, ChFC - President
Email: Office: (407) 862-5900 Fax: (407) 869-7560

Steve has a BSBA in Insurance and Finance from the University of Florida and is a licensed life, health and real estate broker. He is a 50+ year qualifying and life member of the Million Dollar Round Table. He and his wife, Sue, have been married since 1961, have two children, Karen and Doug, and five grandchildren. Steve serves as a Director on the Boards of Orlando Foot and Ankle Clinic, Spirit of Life Ministries, and Fresh Start Ministries.



Gary S. Abely - CFP, AIF, CPA
Email: Office: (407) 599-7501 Fax: (407) 869-7560

Gary has a B.S. degree from Arizona State University. He is licensed in all lines of insurance and is a licensed Certified Public Accountant. Gary grew up in Winter Park, Florida.




Scott Bunkers, LUTCF, FSS
Email: Office: (407) 960-7747 Fax: (407) 869-7560

Scott has a Bachelor of Science degree in Management from St. Cloud State University in St. Cloud, Minnesota. Scott has been in the insurance business in Orlando since 1984 and has a life and health license. He is past president of the local National Association of Insurance and Financial Advisors and is still an active member plus an active member of the local Health Underwriters Association as well. Scott's community involvement and support includes his Church and the Millennium Rowing Association. Scott has been married to Melissa for many years and has 3 grown sons.



Tina Craft - Vice President of Sales
Email: Office: (407) 960-7742 Fax: (407) 869-7560

Tina has a Bachelor of Science in Sociology from The University of Central Florida and is a licensed life and health agent. Tina contributes 20 years of employee benefits experience focused on innovative strategy and solutions that help employers achieve financial and human capital goals and objectives. Born in Orlando, Tina has been married to Will since 2007 and has beautiful twin sons. Tina shares a passion for advocacy, servant leadership and education.



Mark Tiralosi, LUTCF
Email: Office: (407) 838-3445 Ext. 153 Fax: (407) 838-3460

Mark has a Master's Degree in Public Administration with a track in Finance from Florida State University and has a life, health, and variable lines license. Mark has lived in the Orlando area since 1971 and has been a licensed agent since 1991. He is past President of NAIFA Central-Fl. 1997-98, and past State President of NAIFA Florida 2009-10. He is currently involved with NAIFA at the local, state, and national levels. Mark frequently lobbies for consumers and agents in Tallahassee and Washington DC. Mark is married to his wife Cindy and has 2 children and 3 step children.



Shari Oxman
Email: Office: (407) 862-5900 Fax: (407) 869-7560

Shari holds the position of CFO and has been employed at Fringe Benefit Plans for over 30 years. She is married, has 2 daughters and 1 grandson. When not at work, Shari enjoys ballroom dancing and spending time with her family.




David A. Gentry, PHR, SHRM-CP - Operations Specialist
Email: Office: (407) 960-7733 Fax: (407) 869-7560

Dave serves as our Operations Specialist, with over 35 years of experience in group insurance benefits. He is a native of the Orlando area and has a Masters of Education degree from Georgia State University. Dave is a Past Florida State President of the National Association of Health Underwriters (NAHU) and a Past Chapter President of the Central Florida Chapter of NAHU. He is an active board member with the local SHRM association (GOSHRM) where he serves as Director of Legislative Affairs. Dave has two grown daughters and three grandchildren.



Robert Davis - Benefit Marketing Specialist
Email: Office: (407) 960-7732 Fax: (407) 869-7560

Robert is a licensed life and health representative with 8 years of employee benefits experience. Robert brings healthcare insurance insight and expertise while providing marketing strategies and technology solutions for a seamless client experience.




Bethany Nold - Technology Specialist
Email: Office: (407) 960-7734 Fax: (407) 869-7560

Bethany is from Northern Virginia with 4 years of experience in account management and SAAS. She is a licensed life and health representative specializing in innovative technology solutions for all Fringe Benefit Plans’ group accounts. Her responsibilities include implementing and servicing clients on our benefit administration platform as well as account management. Bethany is enthusiastic, committed and accessible when working on any service-related opportunity.



Kristi Leonard - Account Executive
Email: Office: (407) 960-7740 Fax: (407) 869-7560

Kristi has been a licensed life and health representative for 21 years. She brings 14 years of experience in sales and 7 years of experience in securities, group health and individual services. Kristi enjoys spending her time sailing and experiencing new restaurants.




Debbie Maender - Account Executive
Email: Office: (407) 960-7744 Fax: (407) 869-7560

Debbie is a licensed life and health representative with over 19 years of broker experience who is committed to consultation, advocacy, solutions, and education. Debbie has 3 adult children and 1 granddaughter.




Stacy Henderson - Account Executive
Email: Office: (407) 960-7731 Fax: (407) 869-7560

Stacy is from Washington DC and went to the University of Maryland. Stacy is a licensed life and health representative with over 10 years of broker experience who is committed to consultation, advocacy, solutions and education. Married since 2008, Stacy has an 8 year old daughter.




Sheila Wilhide - Account Executive
Email: Office: (407) 960-7746 Fax: (407) 869-7560

Sheila has worked in the employee benefits industry for 25 years, including paying claims for insurance companies, administering COBRA, and resolving client billing and claims issues. Sheila is married with two boys and is a native Floridian.