If you don’t have nor qualify for Medicare, the Health Insurance Marketplace can help you find coverage that fits your healthcare needs. However, there may be situations where you can choose Marketplace coverage instead of Medicare.
Who is eligible for Medicare?
Medicare is for people 65 and older. However, if you have a disability, end-stage renal disease, or Lou Gehrig’s disease, you may also qualify.
Can I have a Marketplace Plan in addition to Medicare?
No. It is unlawful for someone who knows you have Medicare to sell you a Marketplace Plan.
If you want to add coverage to Original Medicare (Part A & Part B), you can purchase a Medicare Supplement Insurance policy, also known as Medigap. You could also choose a Medicare Advantage Plan that may offer more benefits.
Can I choose Marketplace coverage instead of Medicare?
Typically, no. However, you can choose Marketplace coverage if you would have to pay for a Medicare Part A premium. If you aren’t collecting Social Security benefits before being eligible for Medicare, you can choose Marketplace coverage when you become eligible for Medicare.
What if I can’t afford Medicare costs?
If you can’t afford Medicare premiums or other costs, programs offered through your state Medical Assistance office can help lower your costs.
Where can I get more information?
Visit HealthCare.gov to learn more about Medicare and the Marketplace and available options. To learn more about Medicare, visit Medicare.gov. Or, reach out to us on Fbplans.com.