Interactive Tool
Total cost of benefits calculator
Medical is only part of the story. Roll every line item into one all-in number — the true per-employee cost of your benefits program, and where each dollar goes.
Your program
Enter the employer-paid amount per employee, per month for each line. Leave a slider at zero if it doesn’t apply.
Your all-in benefits cost
- Medical83%$450,000
- Dental5%$27,000
- Admin & broker/TPA4%$19,800
- Disability3%$16,200
- Voluntary / other2%$10,800
- Life & AD&D1%$7,200
- Vision1%$5,400
- COBRA & compliance1%$4,500
See the whole picture
Benefits budgets get set line by line. Rolling them up reveals the real per-employee investment you are making.
Spot the hidden weight
Admin, compliance, and voluntary lines add up. The breakdown shows which categories quietly drive your spend.
Benchmark it
Once you know your all-in number, we compare it against similar Florida employers to see where you stand.
This calculator totals the figures you enter for general educational purposes only. Use your current invoices and employer contribution amounts for the most accurate picture. Talk with an FBP advisor to pressure-test your all-in cost and find savings.