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The Coverage Your Team Receives

Employee & Voluntary Benefits

Customized benefits that drive satisfaction, retention, and success — tailored with thoughtful strategic planning, valuable professional services, and technology-based solutions.

Tailored Benefit Solutions

For years, Fringe Benefit Plans, Inc. has been providing insurance and employee benefits consulting services to the business community. Built upon a tradition of integrity, industry leadership, and excellence, we are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions.

Employee Benefits Solutions

We specialize in a wide variety of plans and lines of coverage, organized around the needs of your team:

Core Health

Medical Plans

Health coverage for doctor visits, hospital care, and prescriptions — with options to fit different budgets and needs.

Dental Plans

Coverage for cleanings, fillings, and bigger dental work to keep your smile healthy.

Vision Plans

Eye exams, glasses, and contacts at lower member rates.

Income Protection

Group Life & AD&D

Employer-sponsored life and accidental death & dismemberment protection.

Short-Term Disability

Income replacement while an employee recovers from a covered short-term illness or injury.

Long-Term Disability

Ongoing income protection when a serious condition keeps an employee out of work.

Voluntary & Tax-Advantaged

Voluntary Benefits

Employee-paid options such as accident, critical illness, and hospital indemnity coverage.

Cafeteria Plans

Section 125 plans that let employees pay for eligible benefits with pre-tax dollars.

Insurance Carriers We Represent

Only the best and most trusted in the industry. We have fostered valuable relationships with diverse, high-quality insurance carriers. Our long-standing partnerships give us a distinct advantage in negotiating favorable terms on behalf of our clients.

Florida Blue logo
UnitedHealthcare logo
Cigna logo
Aetna logo
Humana logo
MetLife logo
Guardian logo
Principal logo
Aflac logo
Ameritas logo
AvMed logo
The Hartford logo
Mutual of Omaha logo
Unum logo
Transamerica logo
The Standard logo
Reliance Standard logo
Lincoln Financial logo

Carrier availability varies by plan and eligibility. Contact us to confirm the options available to your organization.

A Real Person in Your Corner

Confused by a bill, a claim, or where to get care?

Your benefits come with one-on-one Member Advocacy. Call or email an advocate for help finding low-cost care and prescriptions, understanding your plan, or sorting out a claim — and they stay with you until it’s resolved.

Meet Member Advocacy
On the Employer Side

Responsible for managing these plans?

This page covers the coverage your employees receive. To see how FBP handles plan design, open enrollment, claims, compliance, and technology for your business, visit our Employer Benefits page.

Explore Employer Benefits

How Do Your Employee Benefits Compare?

See how your health, dental, life, and voluntary benefits stack up against similar organizations — and where you can do better for your team.